The main purpose of this legislative text is to allow Congress to disapprove a specific rule created by the Office of the Comptroller of the Currency (OCC) regarding how applications for bank mergers are reviewed. This resolution aims to ensure that Congress has a say in the regulatory process that governs bank mergers, reflecting concerns about the implications of such mergers on the banking industry and consumers. The key provision of this resolution is the formal disapproval of the OCC's rule, which was published in the Federal Register in September 2024.