The purpose of the Civil Investigative Demand Reform Act of 2025 is to improve the process by which the Bureau of Consumer Financial Protection issues civil investigative demands. These demands are requests for information from companies or individuals under investigation for potential violations of consumer financial laws. The reform aims to make the process clearer, more efficient, and fairer for those who receive these demands. Key provisions of the Act include several important changes. First, it establishes a six-year limit for the Bureau to issue demands after a violation occurs.