The Fair Lending for All Act aims to improve protections against discrimination in lending practices. Its main objectives are to establish a dedicated office for testing compliance with the Equal Credit Opportunity Act, to enhance the Act itself, and to ensure that individuals and organizations harmed by discriminatory lending can seek justice. Additionally, the Act introduces criminal penalties for violations of these provisions. One of the key features of the Act is the creation of an Office of Fair Lending Testing within the Bureau of Consumer Financial Protection.