The "Well-Being Insurance for Seniors to be at Home Act," or the "WISH Act," aims to create a federal long-term care insurance program designed to provide financial assistance to older adults experiencing serious disabilities who require long-term care services. As the senior population grows and the costs of care escalate, this legislation addresses the urgent need for accessible long-term care options, helping seniors maintain their independence while alleviating financial burdens. The WISH Act establishes specific eligibility criteria for individuals seeking benefits.