The main purpose of the Prevent Homelessness Act of 2025 is to create a Housing Stabilization Fund that will provide emergency housing assistance to extremely low-income renters and homeowners. The goal is to prevent homelessness by helping those who are struggling to meet their housing-related financial obligations due to various hardships. Key provisions of this legislation include the establishment of the Housing Stabilization Fund, which will be managed by the Secretary of Housing and Urban Development.