The main purpose of this legislation, known as the Patient Fairness Act of 2025, is to make significant changes to health savings accounts (HSAs) under the Internal Revenue Code. The goal is to expand access to HSAs for all individuals, increase contribution limits, and improve the treatment of funds in these accounts, particularly in relation to beneficiaries. Key provisions of the act include allowing all individuals to contribute to HSAs without the previous eligibility restrictions. This means that anyone can now make contributions, regardless of their health insurance status.