The main purpose of the Capping Prescription Costs Act of 2025 is to limit the amount individuals and families have to pay out-of-pocket for prescription drugs under their health insurance plans. The goal is to make medications more affordable and reduce the financial burden on patients who need these drugs. Key provisions of the Act include a cap on cost-sharing for prescription drugs. Starting in 2026, individuals will not have to pay more than $2,000 per year for their prescription drug costs, while families will be limited to $4,000 per year.