The purpose of this legislation, known as the Financial Inclusion in Banking Act of 2025, is to improve access to banking services for individuals and households that are under-banked, un-banked, or underserved. The goal is to identify the reasons why these groups do not engage with traditional banking institutions and to develop solutions that can help them access financial services more effectively. Key provisions of the legislation focus on the establishment of an Office of Community Affairs within the Consumer Financial Protection Bureau.