The main purpose of this legislation, known as the CFPB Budget Integrity Act, is to impose limits on the amount of unused funds that the Bureau of Consumer Financial Protection (CFPB) can carry over from one fiscal year to the next. The goal is to ensure that the Bureau manages its budget more effectively and does not accumulate excessive unobligated balances. The key provisions of the Act include a specific cap on unobligated balances. The Bureau is restricted to holding no more than 5 percent of its budgeted funds as unobligated balances at the end of each fiscal year.