The purpose of this legislation, known as the Capital Access for Small Businesses Harmonization Act or the CASH Act, is to ensure that small businesses receive clear and comprehensive information about factoring facility agreements before they enter into these agreements. Factoring involves selling accounts receivable to a third party (the provider) to obtain immediate cash, and this law aims to protect small businesses from potentially unfavorable terms. Key provisions of the Act require that providers of factoring agreements disclose specific information to small businesses.