The purpose of the Ending Administrative Garnishment Act of 2025 is to suspend and reform the way the U.S. Secretary of Education can garnish wages for individuals who have defaulted on student loans. This legislation aims to protect borrowers from wage garnishment until certain conditions are met, ensuring that the process is fair and transparent. Key provisions of the Act include a suspension of the wage garnishment authority until the Secretary can certify that a proper process is in place.