The Medical Debt Relief Act of 2025 aims to protect consumers by preventing medical debt from being included in their credit reports. The main objective is to alleviate the financial burden on individuals who may struggle with medical expenses, ensuring that such debts do not negatively impact their creditworthiness. Key provisions of the Act include a clear definition of medical debt, which encompasses any debt arising from medical services, products, or devices. The Act prohibits the inclusion of any adverse information related to medical debt on consumer credit reports.