The main purpose of this legislation is to amend the Higher Education Act of 1965 to provide better support for members of the reserve components of the Armed Forces regarding their student loan forgiveness options. The objective is to ensure that these service members receive appropriate credit for their time in service when it comes to qualifying for public service loan forgiveness. Key provisions of the legislation include a special rule that allows members of the reserve forces to receive credit for their student loan payments based on their years of service.