The Federal Disaster Housing Stability Act of 2025 aims to protect tenants and homeowners during major disasters or emergencies by preventing evictions and foreclosures. The main objective is to provide stability and security for individuals and families affected by such events, ensuring they have a place to live during challenging times. Key provisions of the Act include a moratorium on evictions and foreclosures. During a declared disaster, landlords cannot initiate eviction proceedings against tenants for nonpayment of rent, charge late fees, or increase rent.