The main purpose of the Incentivize Savings Act is to encourage federal agencies to save money and manage their budgets more effectively. The goal is to ensure that unspent funds are utilized in a way that benefits the American public, particularly by reducing the national debt and providing bonuses to federal employees. Key provisions of the Act include new rules for how federal agencies handle unspent appropriations. If an agency does not use its allocated funds within a certain time frame, 49 percent of those funds can be carried over to the next fiscal year.