This legislation aims to create a grant program designed to help low-income individuals improve their homes and properties, making them more resilient to the impacts of climate change and extreme weather events. The program will be managed by the Secretary of the Interior and is intended to provide financial assistance to eligible participants, including states and tribal organizations, which will then support qualifying property owners in making necessary adaptations. The bill specifies that eligible property owners are primarily low-income individuals and those living in affordable housing.