The HOPE Act aims to enhance healthcare affordability by extending and modifying the premium tax credit system and improving the health insurance exchanges established under the Affordable Care Act. Its primary goals are to broaden access to affordable health insurance and to reduce fraudulent activities in the enrollment process. Key provisions of the Act include significant changes to the premium tax credit system, which now allows individuals and families with incomes up to 935% of the poverty line to qualify for assistance, a substantial increase from the previous limit of 400%.