The Buy Now, Pay Later Protection Act of 2025 aims to provide specific protections and oversight for "buy now, pay later" loans, which are a popular form of consumer credit that allows people to make purchases and pay for them in installments without interest. This legislation seeks to ensure that consumers are better informed about these loans and that lenders are held accountable. Key provisions of the Act include the incorporation of buy now, pay later loans into the existing Truth in Lending Act.