The Flood History Information Act of 2026 aims to improve transparency and access to information related to flood insurance policies and claims. Its main goal is to facilitate the sharing of important data between the National Flood Insurance Program (NFIP) and insurance companies, which can help in assessing flood risks and determining insurance premiums. Key provisions of the Act include the establishment of a data exchange program that allows the NFIP to share specific policy and claims information with insurance companies that enter into a data sharing agreement.