The purpose of this legislation, known as the Personalized Care Act of 2025, is to enhance and expand health savings accounts (HSAs) in the United States. The main objectives are to make HSAs more accessible and beneficial for individuals, allowing for greater flexibility in how they can use their funds for healthcare expenses. Key provisions of the Act include broadening the eligibility criteria for HSAs. Previously, only individuals with high-deductible health plans could contribute to HSAs.