The purpose of this legislation, known as the SBA Artificial Intelligence Utilization Act of 2026, is to enhance the transparency and understanding of how the Small Business Administration (SBA) uses artificial intelligence (AI) and machine learning in its operations. It aims to ensure that the SBA effectively manages the benefits and risks associated with these technologies. Key provisions of the Act require the Administrator of the SBA to submit a report within 90 days of the law's enactment and then annually thereafter.