The Affordable Homes for Veterans Act of 2026 aims to streamline the process for veterans who want to assume loans guaranteed by the Department of Veterans Affairs (VA). The main goal is to ensure that applications for these loan assumptions are processed in a timely manner, specifically within 45 calendar days. One of the key provisions of this law is the establishment of a strict 45-day timeline for loan servicers to process complete applications for loan assumptions. A complete application is defined as one that includes all necessary documents as required by VA regulations.