The purpose of the Unlocking Benefits for Independent Workers Act is to clarify how portable benefits are treated when determining a person's employment status. Portable benefits are those that individuals can keep regardless of their work situation, such as health insurance or retirement plans. This legislation aims to ensure that the presence of such benefits does not affect whether someone is classified as an employee under federal law. Key provisions of the Act state that when deciding if someone is an employee, the evaluation must ignore whether the person receives portable benefits.