The Low-Income First-Time Homebuyers Act of 2025 is designed to assist low- and moderate-income individuals in purchasing their first home, particularly targeting first-time and first-generation buyers. The legislation aims to provide access to affordable home loans, enabling these individuals to build wealth and achieve financial stability through homeownership. A central feature of the Act is the creation of the LIFT HOME Fund, which will be managed by the Secretary of Housing and Urban Development.