The Buy Now, Pay Later Protection Act of 2025 aims to enhance consumer protections for individuals using buy now, pay later (BNPL) loans. These loans allow consumers to make purchases and pay for them in installments, often without interest. The legislation seeks to ensure that these financial products are subject to the same regulations and oversight as traditional credit products, thereby promoting transparency and accountability in the lending process. Key provisions of the Act include the incorporation of BNPL loans into the Truth in Lending Act.