The main purpose of this legislation is to ensure that the automatic maximum coverage amounts for the Servicemembers' Group Life Insurance (SGLI) and Veterans' Group Life Insurance (VGLI) programs are regularly reviewed and adjusted to keep pace with inflation. This is intended to provide fair and adequate financial protection for servicemembers and veterans and their families. The key provisions of this legislation require the Secretary of Veterans Affairs to conduct a review every five years, starting on January 1, 2026.