The purpose of this legislation, known as the Protecting Americans from Treatment-related Credit Harm Act or the PATCH Act, is to protect consumers from the negative impact of medical debt on their credit reports. The main objective is to ensure that medical debts do not affect a person's credit score or their ability to obtain credit. Key provisions of the PATCH Act include a clear definition of medical debt as any debt resulting from medical services, products, or devices. The Act prohibits the inclusion of any adverse information related to medical debt on consumer credit reports.