The Primary and Behavioral Health Care Access Act of 2026 aims to enhance healthcare access by eliminating out-of-pocket costs for primary and behavioral health care visits. This legislation is designed to make essential health services more affordable, especially for individuals facing financial barriers. The act mandates that group health plans and health insurance issuers cover a minimum of three primary care visits and three behavioral health care visits each year without any cost-sharing requirements, such as copayments or deductibles.