The Medical Bankruptcy Fairness Act of 2026 aims to provide specific bankruptcy protections for individuals burdened by significant medical debt. The primary goal is to help those who face financial distress due to medical expenses, ensuring they have a fair opportunity to manage their debts and recover financially. Key provisions of the Act include definitions of "medical debt" and "medically distressed debtor." Medical debt is defined as any debt incurred for medical treatment or preventive services.