The purpose of the Capping Prescription Costs Act of 2025 is to limit the amount individuals and families have to pay out-of-pocket for prescription drugs under their health insurance plans. This legislation aims to make medications more affordable and accessible for those who rely on them. The key provisions of this act include a cap on cost-sharing for prescription drugs. Starting in 2026, individuals will not have to pay more than $2,000 per year for their prescription drugs, while families will have a cap of $4,000 per year.