S.J.Res. 145 — A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Fair Credit Reporting; Permissible Purposes for Furnishing, Using, and Obtaining Consumer Reports".

S.J.Res. 145 — A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Fair Credit Reporting; Permissible Purposes for Furnishing, Using, and Obtaining Consumer Reports". | JustPolicyThe purpose of this legislative text is to allow Congress to disapprove a rule that was submitted by the Bureau of Consumer Financial Protection (BCFP). This rule involves the withdrawal of previous regulations concerning fair credit reporting, specifically the permissible reasons for providing, using, and obtaining consumer reports. The key provision of this resolution is that it formally states Congress's disapproval of the BCFP's action to withdraw the existing rule on fair credit reporting.