The purpose of this resolution is to highlight the severe challenges facing Florida's insurance market due to climate change. It aims to draw attention to the risks that homeowners and insurers are facing, particularly in the wake of increasing natural disasters like hurricanes. Key provisions of the resolution include a recognition of the high risk of insolvency for many home insurers in Florida, particularly after major hurricanes have caused significant losses. It notes that many larger insurers have exited the Florida market, leaving smaller, less stable companies to cover homeowners.